Empower Your Operations with a Game-Changing Decision Engine
Drive innovation, efficiency, and growth across fraud detection, collections recovery, credit card underwriting, and loan approval

Check out what Zoot has to offer:
Fraud Detection
Prevent financial losses and protect your business’s reputation.
Read more
With Zoot’s advanced fraud detection capabilities, utilizr cutting-edge techniques like business rules, anomaly detection, predictive analytics, text mining, and social network analysis.
Collections
Optimize your collections process and improve recovery rates.
Read more
With Zoot’s advanced collections module, leverage automated workflows and customizable strategies to efficiently manage delinquent accounts and boost overall performance.
Underwriting
Make informed lending decisions and streamline your underwriting process.
Read more
With Zoot’s underwriting solution, powered by advanced analytics and predictive models, gain valuable insights into creditworthiness, risk assessment, and expedited loan approvals.
Loan Processing
Quickly and accurately, simplify and expedite your loan processing workflow.Â
Read more
With Zoot’s robust WebRules tool, utilize automation and intuitive features to streamline application submission, reduce errors, and enhance overall efficiency, ensuring a seamless borrower experience.
An Optimized Loan Origination Experience
Refined Processes, Screens, & Workflows

Transform Your Loan Approval Process
Unleash the Power of Zoot’s Backoffice and WebRules Builder® Tools
Streamline your loan approval process with Zoot’s powerful backoffice tool. Built on decades of user feedback and UX/UI optimization, our intuitive interface empowers your team to make quick decisions and seamlessly integrate with your automated processes. Reduce review time and get offers out faster with our efficient solution.
Stay ahead of the curve with our WebRules® Builder tool. Designed with efficiency & accuracy in mind, our tool allows for quick changes and implementation of risk models. With the ability to adjust every aspect of your solution, you can ensure optimal performance and compliance. Plus, benefit from the collaboration between SoFi users and Zoots dev team, speeding up testing and implementation.

Purpose Built Solutions
Staying ahead of customer demands, regulations, and competition can be daunting. Balancing innovation and stability is constant struggle as businesses aim to grow in a dynamic market.
By leveraging a strong partnership with Zoot, SoFi can streamline processes, enhance flexibility, and accelerate growth. Regardless of your requirements, Zoot will construct a robust, scalable solution tailored to meet your specific needs, ensuring continued, long-term success.
Do more with a Strong Business Partner
Unlock Opportunities,
Elevate Your Business
Scalable Solutions
Support broad growth opportunities with a modular, scalable solution, so you can grow quickly and with confidence.
Robust Security
Enjoy peace of mind knowing you’re shielded from disruptions and your data is protected. Take control today.
Hands-on Support
Overcome challenges with quality support from our expert team, guaranteeing prompt attention to critical issues 24/7/365.
Connect Seamlessly to New and Existing Data
Missing or low-quality data acts as a barrier to making the best business decisions. Bridge the gap by connecting to the data you need most.
Get an immediate and complete picture of the scenario at hand by combining your own data with powerful insights from our data partners on payment rail transactions to orchestrate the best combination possible for your decision process, maximizing ROI and increasing efficiency.

“Zoot’s solution provides access to some of the most predictive information available.”

SVP Innovation Solution Group, TransUnion
Take Control of Fraud Prevention
Conflicting systems and evolving techniques make fraud detection a challenge. You need an effective way to detect and prevent fraud schemes to minimize losses, maximize trust, and reduce risk.
Drive down costs while improving customer satisfaction with a Zoot solution including business rules, anomaly detection, predictive analytics, and more. Build standardized, flexible, and scalable processes that are easily updated to meet emerging fraud patterns in the dynamic landscape of RTP, ACH, and FedNow, prioritizing the most critical instances of fraud with complete transparency and auditability.
Transformation that Delivers Results
In the competitive financial space, amid tight timelines and growth pressure, finding a partner who can keep up is crucial.
For over 30 years, Zoot has been the trusted ally for banks and financial organizations, providing innovative solutions and insights that address real challenges and growth opportunities.
Partners & Providers
Access a comprehensive network of data providers, with pre-built connections ready to use. Working with best-of-breed companies, we deliver impactful solutions for our clients.
90+
Partners & Providers
Collaborating with best-of-breed companies, Zoot delivers impactful solutions that drive your business forward.
10+
Service Categories
Zoot offers a one-stop solution to meet all your data needs, saving you time and effort in sourcing and integrating multiple services.
400+
Available Connections
By working with top-tier data providers, Zoot enables you to make informed decisions and gain a competitive edge.
Zoot is a global provider of advanced decision management and data acquisition solutions for organizations worldwide.
Contact
sales@zootweb.com
406-556-7555
Get in touch
Let’s Do More, Together
We will never share your information.

As featured in PaymentsJournal

Innovation across multiple Fortune 500 companies

Real-time decisions in 185 countries

Connections to over 400 data products

Over 30 years of experience in decisioning