Relationship & Portfolio Growth
Your Best Opportunities Already Bank with You
Portfolio growth is easy to prioritize and hard to operationalize. Zoot gives banks a repeatable way to find, qualify, and capture lending opportunities within their existing portfolio. Explore our growth solution suite.
Find More Opportunities
Identify lending opportunities across the customers and relationships you already have.
PreQual Invite-to-Apply
Deliver Qualified Offers
Qualify customers for relevant credit products and surface offers when opportunities arise.
PreScreen Cross-Sell
Convert More Customers
Use richer data and decisioning to confidently approve more qualified customers.
Origination Accelerator
Overview & Key Benefits
Growing within your existing portfolio requires more than another campaign. Banks need a consistent way to recognize an opportunity, determine whether it is worth pursuing, act while it is relevant, and turn that opportunity into booked business.
Zoot helps connect those steps. Customer events, portfolio populations, digital activity, and active applications can initiate different growth strategies. Zoot brings together the appropriate customer, bureau, and third-party data, applies the bank’s qualification and decision logic, and returns the resulting opportunity into the channel where it can be acted on.
The result is a repeatable approach to portfolio growth that can support focused strategies like real-time prescreen or combine prequalification, Invite-to-Apply, cross-sell, and origination capabilities around broader growth objectives, without requiring the bank to rebuild the systems and customer experiences already in place.
Success Spotlight
See How One Bank Drove 150%+
Portfolio Growth
Discover how real-time prescreening helped one regional bank turn new account openings into deeper customer relationships, driving measurable portfolio growth and creating a repeatable strategy for future opportunities.
Growth & Acquisition Solutions
Discover how Zoot’s capabilities come together to create efficient, customizable solutions that support customer acquisition and portfolio growth.
Zoot Powered Portfolio Growth
Zoot connects the data, decisioning, and workflows banks need to turn more customer relationships into lending opportunities, without replacing the systems already in place.
Target the Right Customers
Use Invitation-to-Apply and Real-Time Prescreen to identify qualified customers based on account events, customer activity, and other trigger moments.
Grow Across Multiple Products
Use Real-Time Prescreen, Prequalification, and Cross-Sell to evaluate multiple product opportunities through a single customer experience and surface the products that best fit each customer.
Deliver the Right Offer
Use Real-Time Prescreen, Prequalification, and Origination Accelerator to turn customer and credit data into qualified offers tailored to the customer and lending opportunity.
Put More Data to Work
Every Zoot portfolio growth solution is built on our intelligent orchestration platform, giving you access to preconnected bureau, cash flow, income, employment, and other data sources across your growth strategy.
Use Our Proven Playbook
Zoot brings the accelerators, data connections, and implementation patterns to execute sophisticated growth strategies without turning them into major technology projects.
Add Growth to What Already Works
Bring Zoot’s prescreen, data, and decisioning capabilities into the digital, CRM, LOS, core, and banker systems you already use.
“We have been able to learn a lot when it comes to targeting profitability in a profile or a portfolio. I can’t imagine another system that’s as nimble or would enable us to test different strategies as quickly. Because of that, we’ve really been able to maximize our portfolio.”
Partners & Providers
Zoot’s partners and providers network offers clients access to an extensive global network of data and service providers, with pre-built connections to best-of-breed data sources. Our advanced capabilities enable swift integrations to new sources, providing seamless connectivity to advanced data, AI, and machine learning models. By leveraging this network, clients easily integrate high-quality data, make informed decisions, improve risk management, and drive business growth.
Use Cases
Drive growth across industries and lines of business with data-driven, strategic decisions.
Frequently Asked Questions
What is the core function and purpose of Zoot’s technology?
The core function and purpose of Zoot’s technology is to intelligently automate and integrate various aspects of the customer journey within financial institutions, retailers, and more. This includes leveraging data-driven insights to streamline processes such as customer acquisition, credit risk management, fraud prevention, data acquisition and personalized marketing, ultimately enhancing operational efficiency and improve the overall customer experience.
How scalable is Zoot’s technology? Can the system handle varying transaction volumes and business growth?
Zoot’s technology, built on private cloud infrastructure, is highly scalable, capable of handling varying transaction volumes and accommodating business growth seamlessly. The system architecture is designed to be elastic, allowing it to dynamically adjust resources to match demand fluctuations. This ensures consistent performance and uptime, providing clients with the flexibility and reliability needed to adapt to evolving market demands and drive business success.
How easily can Zoot’s technology be integrated with existing systems and platforms?
Zoot’s technology was designed with seamless integration in mind, prioritizing compatibility and efficiency. Our team works closely with our clients to assess their existing systems and platforms, identifying integrations points and devising customized solutions. Leveraging robust APIs and flexible architecture, Zoot’s technology can be smoothly integrated with a wide range of systems. Our commitment to seamless integrations means that our clients can leverage the full power of our technology with the headache of compatibility issues or downtime.
Portfolio Growth Solutions
Zoot’s Customer Relationship & Portfolio Growth solutions offer a comprehensive set of capabilities that can be seamlessly incorporated into different stages of the customer, provider, employee, or patient lifecycles. With a focus on leveraging advanced technology and analytics, Zoot aims to help organizations increase customer acquisition and retention and fuel growth by optimizing strategies, reducing costs, and enhancing customer experiences.
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Resources
Success Spotlight | From Account Opening to Deeper Relationship
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