Credit Invisibles: The Road to Financial Inclusion

Incorporating alternative data sources into the decisioning process can help Financial Institutions develop a win-win financial inclusion strategy.

For financial institutions (FIs), consumer expectations surrounding social responsibility show no sign of waning. Coupled with regulatory pressure for financial inclusion, adopting a strategy to bolster offerings for no-file and thin-file consumers is inevitable.

“Credit Invisibles. The Road to Financial Inclusion.” examines the role of alternative credit data in financial inclusion strategies. Enhancing the credit decisioning process with additional data sources could result in millions of consumers who could qualify for conventional credit.