THE GROWING DEMAND FOR
ALTERNATIVE
CREDIT DATA

Alternative Data Types Example

Zoot’s data acquisition capabilities ensure your
strategy meets that demand.

For financial institutions (FIs), consumer expectations surrounding social responsibility
show no sign of waning. Coupled with regulatory pressure for financial inclusion, adopting
a strategy to bolster offerings for no-file and thin-file consumers is inevitable.

Integrating Alternative Data:
The Opportunities and Benefits

Credit Invisables

Credit Invisibles:
Out of the Shadows,
Into the Spotlight

Project REACh: Putting Credit Invisibility in the Spotlight

Financial Inclusion: Exploring Regulatory Initiatives

Gen Z Credit Aversion

Gen Z Credit Aversion: Separating Fact from Fiction

Unmasking Fraud

Unmasking Fraud: Staying Ahead of Bad Actors

We’re Ready

Zoot powers critical connections to supplemental, FCRA-compliant data, offering financial institutions expanded credit decisioning capabilities.

Connected Data Cloud

WE DO MORE

Zoot’s broad suite of services encompasses all products – on any channel

Origination Icon

ORIGINATION & AUTO

Payment Processing

PAYMENT PROCESSING

Prescreen Icon

PRESCREEN & PREQUALIFICATION

Credit Check Icon

CREDIT & CHECKING

Enterprise Icon

ENTERPRISE CROSS-SELL

Shield Icon

IDENTITY VERIFICATION & FRAUD PREVENTION

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COLLECTIONS & RECOVERY

Merchant Icon

MERCHANT ACQUISITION & MONITORING