Why Small Business Lending?
Staying ahead of customer demands, regulations, and competition can be daunting. Balancing innovation and stability is a constant struggle as banks aim to grow in a dynamic market. Every day, financial institutions face tight timelines, massive expectations for scale, and pressure to increase efficiency with fewer resources. On top of that, they must swiftly identify and address customer needs to avoid falling behind the competition. That’s why you need a reliable partner who can keep up.
Zoot Solutions offers industry-leading technology and expertise to help navigate the complexities of small business lending. Whether you need to originate credit card applications, line of credit requests, or traditional business loans, our innovative solutions will streamline your lending process and enhance decision-making capabilities.
By partnering with Zoot, organizations gain the ability to streamline processes, increase flexibility, and accelerate growth. No matter your needs, Zoot will build a powerful, nimble decision engine to meet them, ensuring long-term success.
“I can’t imagine another system that’s as nimble or would enable us to test different strategies as quickly. Because of that, we’ve really been able to maximize our portfolio.”
Product Manager
The Zoot Difference
Strengthen Risk Assessment
Integrate KYB capabilities into your small business lending to enhance risk assessment by accessing and analyzing various data sources, enabling more informed lending decisions and reducing the risk of fraud or default.
Enhanced Reporting and Analytics
Gain deeper visibility into your loan origination performance with comprehensive reporting and analytics capabilities, enabling data-driven decisions and continuous improvement.
Layered Approach to Technology Integration
Build standardized, flexible, and scalable processes that are configurable and easily updated to seamlessly integrate your existing systems, new providers, and data sources, ensuring efficient and optimized lending processes.
Efficient Application Processing
Streamline loan application processing with an intuitive interface that allows your team to easily navigate through the workflow, reducing manual errors and minimizing processing time.
Streamlined Document Management
Simplify document management by enabling the upload, review, and tracking of loan documents within a single platform, eliminating the need for manual handling and ensuring secure and easy accessibility.
Integrated Credit Decisioning
Make informed decisions based on customizable risk thresholds and lending policies by seamlessly integrating credit decisioning capabilities, providing a comprehensive view of applicant credit profiles.
Customizable Workflows and Rules
Tailor the loan origination process to your institution’s needs with customizable workflows and rules that align with your specific lending policies and procedures, ensuring greater efficiency, consistency, and compliance.
Customizable Application Screens
Personalize the application process to align with your brand identity by customizing application screens, creating a cohesive and consistent user experience for small business applicants.
Mobile-Responsive Design
Reach a broader audience and accommodate the preferences of mobile users with application screens that are designed with mobile responsiveness in mind, ensuring seamless access and completion of loan applications from any device.
Intuitive User Interface
Provide a smooth and efficient application process with an intuitive user interface that simplifies navigation, reduces complexity, and enhances the likelihood of completed applications.
How Does Zoot Work?
Discuss Your Requirements
Our team will work with you to learn your organization’s needs inside and out, gaining a solid understanding of exactly what your team is looking to accomplish.
Connect With The
Right Data Providers
High-quality, trustworthy data is crucial to your organization’s decisions. With access to our custom tools and over 70 data providers, we’ll get you exactly what you need in real time.
Build Out the Perfect Solution
Expert developers will work alongside you to craft a custom-tailored solution to fit your exact needs. We’re here to help you succeed.
Staying CRA Compliant with Innovative Solutions
We understand the importance of staying Community Reinvestment Act (CRA) compliant while driving innovation in small business lending.
Our approach strikes a balance between technological advancements and community impact. Our data-driven analytics and alternative credit scoring models identify creditworthy borrowers who may have been overlooked by traditional practices. With Zoot’s innovative solutions, banks can drive economic growth and support small businesses while fulfilling their community reinvestment responsibilities.
Why Choose Zoot?
Small businesses are the backbone of our economy, and they deserve lending solutions tailored to their unique needs.
With Zoot’s Small Business Lending Solutions, you can make precise, profitable decisions while managing risk effectively. Whether you’re originating small business credit card applications, lines of credit, or traditional loans, our innovative technology and comprehensive approach will empower you to grow your lending portfolio and support the success of small businesses. Partner with Zoot Solutions today and unlock the full potential of small business lending.
Real-time decisions in 185 countries
Seven office locations across the United States and Europe
Connections to over 400 data products
Over 30 years of innovation in loan origination and advanced decisioning