Risk Management

Identify and
Manage Business Risk

Partnering with Zoot enables you to mitigate risks, safeguard your investments, and protect your organization through proactive monitoring, comprehensive risk analysis, and robust shielding measures.

Sort by Risk Level

Better segment your customers by risk level, factoring in additonal important information such as ID verification, alternative data, and more.

Streamline Manual Processes

Confidently complete the decision making process and provide responses in under a second to solve your most complex problems.

Advanced Automation

Improve efficiency, reduce the chance for manual errors, and maintain critcal compliance with internal and external policy requirements.

Overview & Key Benefits

Threats to your business can come from any angle when you least expect it. Use powerful data to get ahead of and reduce risk across lines of business.

Take control of risk, compliance requirements, and regulatory demands with a flexible and scalable solution with features like real-time risk model updates, user permission controls, and seamless connections to your internal and third party systems.

Then, use that data to build models and inform long-term strategy to safeguard your business based on the level of risk you are comfortable taking on. Easily adapt to changing regulations and market conditions with access to automation and detailed reporting, and enhance decision making processes with advanced insights to stay ahead in a competitive landscape.

Use Cases

Make informed decisions while assisting your risk and compliance officers in prioritizing the most crucial instances of risk for your organization.

Risk Management Solution Features

Seamless Integration

Use your Zoot solution as a modernization layer within a legacy system or a full replacement

Secure Cloud Environment

We were in the cloud before being in the cloud was cool. All of Zoot’s solutions run within our private cloud environment.

Instant Decisioning

Provide real-time loan decisions to applicants, enhancing the customer experience and reducing wait times, resulting in higher satisfaction rates.

We can identify red flags…easily and split those applications out for a second look, a harder look, to help us in our effort to reduce losses.”

Product Manager

Consumer Credit Card, Top U.S. Card Issuer

Risk Management Solutions

Make smart decisions while enabling transformation throughout your business, in any industry.

Partners & Providers

Zoot’s partners and providers network offers clients access to an extensive global network of data and service providers, with pre-built connections to best-of-breed data sources. Our advanced capabilities enable swift integrations to new sources, providing seamless connectivity to advanced data, AI, and machine learning models. By leveraging this network, clients easily integrate high-quality data, make informed decisions, improve risk management, and drive business growth.

Frequently Asked Questions

Does Zoot's risk solution have supported APIs for accessing or extending functionality?

Zoot’s solution supports API integrations, allowing for application services interactions. It offers a wide range of integration options, including real-time, near real-time, batch, synchronous, and asynchronous methods. WebRules Builder enables seamless integration with third-party data providers or systems using industry-standard communication protocols such as HTTP/S, web services (SOAP and RESTful), IBM Web Sphere MQ, TCP/IP socket, SNA, SFTP, and Connect: Direct. Zoot also supports various message formats like XML, JSON, fixed format, segmented, and delimited. These capabilities enhance the application’s functionality, flexibility, and interoperability, providing businesses with seamless integration and data exchange capabilities.

Learn more about Zoot’s API Integrations

What data is retained and for how long is the data retained?

Offline, Zoot stores data, including backups, extracts and transactional files for up to 25 months in accordance with our standard data retention policy.

Zoot has a flexible approach to data storage, and we work with each client to ensure we find an approach that meets their needs. Data purges/archive will occur on a frequency that meets the requirements of the client’s platform.

Risk Management Solutions

Zoot’s risk management solutions offer a comprehensive set of capabilities that can be seamlessly incorporated into different stages of the customer, provider, employee, or patient lifecycles. With a focus on leveraging advanced technology and analytics, Zoot aims to help organizations detect take control of risk, compliance requirements, and regulatory demands.

Ready to Take the First Step?

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Risk Resources