Zoot’s Resources
Fuel Growth with Powerful Resources
Whether you are looking for whitepapers, briefs, blogs, videos, or any other valuable resources, you’ve come to the right place. Our extensive library is designed to provide you with in-depth insights and help you make informed decisions. Explore our collection and discover how Zoot Solutions can empower your business.
Beyond the Preferred Bureau Rate: Why Multi-File Decisioning Deserves a Second Look
Multi-credit file decisioning can help lenders look beyond preferred credit bureau file pricing and evaluate data strategy through a...
Faster, Smarter SMB Credit Decisions – Q&A with Slope on Transforming SMB Lending
Small business lending is changing, and lenders need faster ways to evaluate risk without sacrificing decision quality. That is especially...
Section 1071 Updates and the Impact on Financial Institutions
The Consumer Financial Protection Bureau (CFPB) recently finalized revisions to its Section 1071 small business lending data collection...
5 Tools Financial Institutions Can Use to Prepare for a Recession
Best practices for financial institutions to prepare for the impacts of a recession. It includes tips for modernizing collections technology to reduce charge-offs, managing risk with data, optimizing the bank customer experience, and more.
The Pandemic Paradox: Collections & Recovery in the New Normal
For banks and financial institutions, rising consumer loan delinquency rates and loan charge-offs are putting debt recovery technology in the spotlight.
Collections & Debt Recovery
Tactics in the New Normal
Preparing for the Future of Consumer Lending and Debt In the shadow of rising delinquency rates, financial institutions (FIs) are...
Using Alternative Credit Data for Financial Inclusion & Scalable Growth
A key component of financial services is access to credit. Credit is at the foundation of financial growth, but for many...
[PODCAST] The BNPL Shift:
PayPal’s Response to Consumer Demand
In a recent Payments Journal Podcast recording, Randy Broadbent, Strategic Account Manager at Zoot Enterprises sat down with Apur Shah,...
Synthetic Identity Fraud: Hiding in Plain Sight
Fraud detection and mitigation is big business for banks and other financial institutions (FIs). Organizations spend billions annually...
The Growing Demand for Alternative Data
THE GROWING DEMAND FOR ALTERNATIVE CREDIT DATAZoot's data acquisition capabilities ensure yourstrategy meets that demand. For financial...
Neutralizing Fraud:
Keep Bad Actors at Bay
Synthetic identity fraud (SIF) is the largest form of identity theft in the US and is the number one concern among top fraud executives. Neutralizing Fraud…
Credit Invisibles: The Road to Financial Inclusion
Incorporating alternative data sources into the decisioning process can help Financial Institutions develop a win-win financial inclusion strategy.
The Financial Literacy of Gen Z
In a recent report, Zoot pulled back the curtain on Gen Z, history's most diverse and most educated generation. It covers everything from...
Gen Z Credit Aversion: Separating Fact from Fiction
Gen Z’s financial future is impossible to predict and far from defined. We’ve pulled the curtain back to give financial institutions an...
[Podcast] FinTech Innovation:
Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing...