Zoot’s Resources
Fuel Growth with Powerful Resources
Whether you are looking for whitepapers, briefs, blogs, videos, or any other valuable resources, you’ve come to the right place. Our extensive library is designed to provide you with in-depth insights and help you make informed decisions. Explore our collection and discover how Zoot Solutions can empower your business.
Beyond the Preferred Bureau Rate: Why Multi-File Decisioning Deserves a Second Look
Multi-file decisioning can help lenders look beyond preferred file pricing and evaluate data strategy through a broader business lens....
Faster, Smarter SMB Credit Decisions – Q&A with Slope on Transforming SMB Lending
Small business lending is changing, and lenders need faster ways to evaluate risk without sacrificing decision quality. That is...
Section 1071 Updates and the Impact on Financial Institutions
The Consumer Financial Protection Bureau (CFPB) recently finalized revisions to its Section 1071 small business lending data collection...
5 Tools Financial Institutions Can Use to Prepare for a Recession
The Pandemic Paradox: Collections & Recovery in the New Normal
Collections & Debt Recovery
Tactics in the New Normal
Preparing for the Future of Consumer Lending and Debt In the shadow of rising delinquency rates, financial institutions (FIs) are...
Using Alternative Credit Data for Financial Inclusion & Scalable Growth
A key component of financial services is access to credit. Credit is at the foundation of financial growth, but for many...
[PODCAST] The BNPL Shift:
PayPal’s Response to Consumer Demand
In a recent Payments Journal Podcast recording, Randy Broadbent, Strategic Account Manager at Zoot Enterprises sat down with Apur Shah,...
Synthetic Identity Fraud: Hiding in Plain Sight
Fraud detection and mitigation is big business for banks and other financial institutions (FIs). Organizations spend billions annually...
The Growing Demand for Alternative Data
THE GROWING DEMAND FOR ALTERNATIVE CREDIT DATA Zoot’s data acquisition capabilities ensure yourstrategy meets that demand. For...
Neutralizing Fraud:
Keep Bad Actors at Bay
Credit Invisibles: The Road to Financial Inclusion
The Financial Literacy of Gen Z
In a recent report, Zoot pulled back the curtain on Gen Z, history’s most diverse and most educated generation. It covers...
Gen Z Credit Aversion: Separating Fact from Fiction
Gen Z’s financial future is impossible to predict and far from defined. We’ve pulled the curtain back to give financial institutions an...
[Podcast] FinTech Innovation:
Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing...