Zoot’s Resources
Fuel Growth with Powerful Resources
Whether you are looking for whitepapers, briefs, blogs, videos, or any other valuable resources, you’ve come to the right place. Our extensive library is designed to provide you with in-depth insights and help you make informed decisions. Explore our collection and discover how Zoot Solutions can empower your business.
Zoot First to Integrate Income Confirm by Equifax® into Origination Workflows for Credit Card Issuers
Zoot, a global leader in advanced origination and decision management technology, today announced the availability of Income Confirm by...
Zoot Partners with Slope to Enhance SMB Credit Decisioning with SlopeScore
Zoot Enterprises, a provider of advanced origination and decision management technology, today announced a partnership with Slope, an...
Enterprise Decisioning Infrastructure: The Operating System for Modern Risk and Growth
As organizations scale, critical decisions like approvals, pricing, and risk controls often fragment across systems, slowing change and...
Using Alternative Credit Data for Financial Inclusion & Scalable Growth
A key component of financial services is access to credit. Credit is at the foundation of financial growth, but for many...
[PODCAST] The BNPL Shift:
PayPal’s Response to Consumer Demand
In a recent Payments Journal Podcast recording, Randy Broadbent, Strategic Account Manager at Zoot Enterprises sat down with Apur Shah,...
Synthetic Identity Fraud: Hiding in Plain Sight
Fraud detection and mitigation is big business for banks and other financial institutions (FIs). Organizations spend billions annually...
The Growing Demand for Alternative Data
THE GROWING DEMAND FOR ALTERNATIVE CREDIT DATAZoot's data acquisition capabilities ensure yourstrategy meets that demand. For financial...
Neutralizing Fraud:
Keep Bad Actors at Bay
Synthetic identity fraud (SIF) is the largest form of identity theft in the US and is the number one concern among top fraud executives. Neutralizing Fraud...
Credit Invisibles: The Road to Financial Inclusion
Incorporating alternative data sources into the decisioning process can help Financial Institutions develop a win-win financial inclusion strategy.
The Financial Literacy of Gen Z
In a recent report, Zoot pulled back the curtain on Gen Z, history's most diverse and most educated generation. It covers everything...
Gen Z Credit Aversion: Separating Fact from Fiction
Gen Z’s financial future is impossible to predict and far from defined. We’ve pulled the curtain back to give financial institutions an...
[Podcast] FinTech Innovation:
Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing...
Project REACh:
Putting Credit Invisibility in the Spotlight
Millions of people and businesses face structural and cultural barriers to pursuing their financial goals. In 2020, the OCC (Office of...
Open Banking Review [Exciting New 2024 Updates]
Open banking can still be a bit controversial. Banks, fintechs, and other financial institutions (FIs) have typically had what you could call an “uneasy alliance.”...
Current Trends and Expectations in Consumer Finance
As we roll into 2022, the definition of “normal” remains fluid, and “business-as-usual” is anything but. For financial institutions,...