Using alternative credit data to increase access to the financial system benefits financial institutions and credit invisible consumers.
An in depth discussion about the growing consumer sentiment of BNPL and PayPal’s “Pay Monthly” offering in response to consumer demands.
To understand the financial habits and preferences of Gen Z, banks and fintechs must first look at how and where this generation learns about finance.
Challenging the Gen Z “credit averse” label, this report gives examines this generation’s financial habits and credit activity...
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing banks in...
Millions of people and businesses face structural and cultural barriers to pursuing their financial goals. Economic inequality in the U.S. has...
Banks, fintechs and other financial institutions (FIs) often have what you could call an “uneasy alliance.” In the US, many FIs are reluctant to...
A Closer Look at Six Predictions for 2022 As we roll into 2022, the definition of “normal” remains fluid, and “business-as-usual” is anything...
The Customer Experience For financial institutions, delivering a powerful digital customer experience¹ is integral to growth and survival. In the...
Let’s face it – you are likely working with legacy systems in which you have invested millions of dollars and thousands of hours. These systems...
James Taylor, a premier decision management expert, reviews Zoot's WebRules® technology.
Just over a year ago, the scope and scale of the nascent pandemic was emerging. Alarm bells were going off about the impacts of lockdown and...