ZootBlog®
The Best in Financial Technology and More
The Financial Literacy of Generation Z
To understand the financial habits and preferences of Gen Z, banks and fintechs must first look at how and where this generation learns about finance.
[PODCAST] FinTech Innovation: Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing banks in...
Project REACh: Putting Credit Invisibility in the Spotlight
Millions of people and businesses face structural and cultural barriers to pursuing their financial goals. Economic inequality in the U.S. has...
Open Banking Regulation Review in 2022
Banks, fintechs and other financial institutions (FIs) often have what you could call an “uneasy alliance.” In the US, many FIs are reluctant to...
Current Trends and Expectations in Consumer Finance
A Closer Look at Six Predictions for 2022 As we roll into 2022, the definition of “normal” remains fluid, and “business-as-usual” is anything...
Digital Banking Trends: Customer Engagement Strategies
The Customer Experience For financial institutions, delivering a powerful digital customer experience¹ is integral to growth and survival. In the...
Integrating Legacy Systems in the Face of a Merger or Acquisition
2021 has seen unprecedented growth in the M&A space. According to a September analysis by MarketWatch, “S&P Global Market Intelligence...
Create Success by Augmenting Legacy Systems
Let’s face it – you are likely working with legacy systems in which you have invested millions of dollars and thousands of hours. These systems...
Smash Silos, Improve Customer Experience, Increase Profitability
As banks hurtle through the latter half of ’21, digital experiences have become table stakes and the customer experience continues to reign...
James Taylor of Decision Management Solutions Reviews Zoot’s WebRules®
James Taylor, a premier decision management expert, reviews Zoot's WebRules® technology.
Battling Bad Actors With Biometrics
Last year, consumers and businesses spent more time online, made more online transactions and began working remotely. That radical and immediate...
Bankers Make Changes As Consumers Shave Debt
Just over a year ago, the scope and scale of the nascent pandemic was emerging. Alarm bells were going off about the impacts of lockdown and...
Banking Evolution: Embracing the Digital Pivot
It has been nearly a year since the coronavirus pandemic upended the world. Every element of our lives has shifted as a result. Work and personal...
Differentiating With Digital Account Opening
In our last blog post, we examined some potential ways you can accelerate digital transformation in your bank or financial institution (FI). In...