ZootBlog®
The Best in Financial Technology and More
Optimizing Decisioning Technology in a Recession
Navigating dynamic policy objectives, economic fragility, and market fluctuations require financial institutions (FIs) to balance core banking...
The Pandemic Paradox: Collections & Recovery in the New Normal
For banks and financial institutions, rising consumer loan delinquency rates and loan charge-offs are putting debt recovery technology in the spotlight.
Using Alternative Credit Data for Financial Inclusion & Scalable Growth
Using alternative credit data to increase access to the financial system benefits financial institutions and credit invisible consumers.
[PODCAST] The BNPL Shift: PayPal’s Response to Consumer Demand
An in depth discussion about the growing consumer sentiment of BNPL and PayPal’s “Pay Monthly” offering in response to consumer demands.
Synthetic Identity Fraud: Hiding in Plain Sight
Fraud detection and mitigation is big business for banks and other financial institutions (FIs). Organizations spend billions annually fighting...
The Financial Literacy of Generation Z
To understand the financial habits and preferences of Gen Z, banks and fintechs must first look at how and where this generation learns about finance.
[PODCAST] FinTech Innovation: Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing banks in...
Project REACh: Putting Credit Invisibility in the Spotlight
Millions of people and businesses face structural and cultural barriers to pursuing their financial goals. Economic inequality in the U.S. has...
Open Banking Regulation Review in 2022
Banks, fintechs and other financial institutions (FIs) often have what you could call an “uneasy alliance.” In the US, many FIs are reluctant to...
Current Trends and Expectations in Consumer Finance
A Closer Look at Six Predictions for 2022 As we roll into 2022, the definition of “normal” remains fluid, and “business-as-usual” is anything...
Digital Banking Trends: Customer Engagement Strategies
The Customer Experience For financial institutions, delivering a powerful digital customer experience¹ is integral to growth and survival. In the...
Integrating Legacy Systems in the Face of a Merger or Acquisition
2021 has seen unprecedented growth in the M&A space. According to a September analysis by MarketWatch, “S&P Global Market Intelligence...
Create Success by Augmenting Legacy Systems
Let’s face it – you are likely working with legacy systems in which you have invested millions of dollars and thousands of hours. These systems...
Smash Silos, Improve Customer Experience, Increase Profitability
As banks hurtle through the latter half of ’21, digital experiences have become table stakes and the customer experience continues to reign...
