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The Financial Literacy of Generation Z
To understand the financial habits and preferences of Gen Z, banks and fintechs must first look at how and where this generation learns about finance.
Gen Z Credit Aversion: Separating Fact from Fiction
Gen Z Credit Aversion-SEPARATING FACT FROM FICTIONGen Z’s financial future is impossible to predict and far from defined. We’ve pulled the...
[PODCAST] FinTech Innovation: Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing banks in...
Project REACh: Putting Credit Invisibility in the Spotlight
Millions of people and businesses face structural and cultural barriers to pursuing their financial goals. Economic inequality in the U.S. has...
Open Banking Regulation Review in 2022
Banks, fintechs and other financial institutions (FIs) often have what you could call an “uneasy alliance.” In the US, many FIs are reluctant to...
Battling Bad Actors With Biometrics
Last year, consumers and businesses spent more time online, made more online transactions and began working remotely. That radical and immediate...
Bankers Make Changes As Consumers Shave Debt
Just over a year ago, the scope and scale of the nascent pandemic was emerging. Alarm bells were going off about the impacts of lockdown and...
Banking Evolution: Embracing the Digital Pivot
It has been nearly a year since the coronavirus pandemic upended the world. Every element of our lives has shifted as a result. Work and personal...
The State of Origination: 2020
Challenge and Change From national protests to a fraught election cycle to a pandemic that ravaged every corner of our lives, we’ve all endured...
Differentiating With Digital Account Opening
In our last blog post, we examined some potential ways you can accelerate digital transformation in your bank or financial institution (FI). In...
The New Normal for Collections and Recovery
Collections & Recovery Faces a New Normal You have heard it so often recently that it sounds cliché – we are living in unprecedented times....
A Mixed Bag for Origination in 2020 – Part 1
From national protests to a fraught election cycle to a pandemic that ravaged every corner of our lives,...
Synthetic Identity Fraud: Hiding in Plain Sight
For banks and other financial institutions (FIs), fraud detection and mitigation is big business. Organizations spend billions every year...
