In today’s noisy marketplace, potential consumers are flooded with information about hundreds of financial products everywhere they turn. Zoot’s customer acquisition solutions enable your institution to break through the noise and leverage data to create customized products and messages that resonate with prospects. In turn, the value of every interaction is maximized to bring new customers on board for your financial institution.
Our solutions utilize data analytics technology in combination with a multichannel delivery platform to effectively accomplish lead nurturing, qualification and acquisition. Powered by proprietary technology, our solutions deliver more relevant sales and marketing offers across every channel – including mobile, branch and voice – at virtually every point of contact.
Streamline your loan origination process and offer paperless lending anytime and anywhere with Zoot’s origination solution. Our comprehensive all-in-one solution helps financial institutions achieve excellence in multichannel loan distribution. Zoot’s loan origination solution enables rapid and effective loan origination across multiple markets, segments and channels, with high-quality customer experience and optimized collaboration between borrowers, partners and lenders. With a complete automation process, considerably fewer resources are necessary to move existing loan applications through the system – freeing up your staff to concentrate on higher value-adding tasks.
Using real-time data, Zoot’s instant decisioning solution allows you to immediately gain an accurate picture of the financial health of your customers and calculate how much credit to extend. Offer credit to your customers under your own brand with a convenient, streamlined user experience. A robust, flexible set of decisioning capabilities and data assets can help deliver more relevant offers and improve responses across multiple channels. Whether you use an interface you’ve already built or a Zoot interface, you can easily integrate our solution to confidently approve customers in under a second while enhancing the customer experience. With Zoot’s instant decisioning solution you will quickly discover insights, make optimal decisions and execute innovative customer strategies.
Recognizing the need for a new approach to prescreen-of-one, Zoot pioneered the concept of instant prescreen. With access to more data than any other solution provider, Zoot’s prescreen-of-one helps you acquire new customers and improve existing customer relationships. Prescreen-of-one is a quick and easy cross-selling tool that helps increase your new account acquisitions by making instant, preapproved credit offers to qualified customers or prospects at multiple points of contact, including online and mobile channels. Prescreen-of-one is a non-consumer-initiated transaction that works in the background during other financial transactions.
Streamline your qualification activities to effectively manage risk and grow your customer base with Zoot’s prequalification – a robust screening tool that prequalifies consumers for credit in real-time across multiple channels. Our consumer-initiated prequalification process provides your customers with a variety of credit options at multiple touch points – online, during inbound or outbound calls, face-to-face or in a booth setting. Give your customers options without impacting their credit scores, and never say no.
Increase wallet share and profitability of your existing customers with Zoot’s enterprise cross-sell – a sophisticated technology solution that uses detailed segmentation techniques to gain a better understanding of customer behavior. Connect offers to the right customer segments with automated campaign planning that lets you pull more relevant, intelligent, predictive lists. Pair that information with knowledge of the right opportunities and it’s a win-win situation – your customers are satisfied and you receive a quick, sustainable return on your marketing investments.
Manage your merchant relationships and mitigate risks with Zoot’s merchant acquisition and monitoring. Our solution also allows sub-second decisioning and a fully automated underwriting process – providing acquirers an efficient and seamless onboarding experience for all merchants – large and small.
Zoot also understands your challenge to identify the likelihood of risks, and mitigate losses while increasing portfolio volume. Our solution makes it easy to achieve a thorough understanding of the full spectrum of risks such as fraud, non-compliance issues, attrition and bankruptcy, as well as detect and track suspicious transactions. By being prepared for risk with an advanced system, acquirers can more confidently and ambitiously sign-up new merchants as the economy grows. On the other hand, even if economic conditions take a downturn, acquirers will be in a stronger position to reduce losses from risk presented by current merchant accounts.