at a Glance
Leading the technology industry
Comprehensive, flexible platforms for your specific business needs
Zoot provides advanced origination, acquisition and decision management solutions for some of the largest organizations in the world. We work closely with our clients to deliver state-of-the-art solutions to solve their most demanding problems.
Who We Are
Founded in 1990, Zoot established the market niche for instant credit decisioning.
For more than 30 years, we have launched solutions to market faster than the competition. We have partnered with influential U.S. and international organizations including major financial institutions, retailers, healthcare organizations and payment providers to foster excellence in multiple industries.
What We Do
We enable clients to access hundreds of cutting-edge data sources in real time, and provide business user control that empowers our clients to adapt to their evolving strategies.
Our cloud-based, secure processing environment delivers decisions in milliseconds and has the capacity to deliver billions of real time decisions annually.
Where We Work
Our corporate headquarters are located in Bozeman, Montana. The surrounding natural beauty of the Rocky Mountains and Gallatin Valley offer endless outdoor recreation opportunities for both employees and visitors.
The campus contains the main data center which is a housed in a seismic-rated structure, surrounded by a fiber optics loop. This configuration safeguards against critical service disruptions, ensuring our 99.9% uptime and providing trust and peace of mind for our clients.
Zoot is committed to improving the quality of life in the communities in which our employees and their families live, work and play.
5 OF THE LARGEST US BANKS
2 of the top global e-commerce sites
4 OF THE TOP CREDIT CARD ISSUERS
2 OF THE TOP MERCHANT ACQUIRERS
3 OF THE TOP US RETAILERS
WELLNESS, PHARMACY AND INSURERS