Instant Decisioning


Long credit approval processes slow the sales cycle while opening the door for competitors. Zoot’s instant decisioning solution is a fully automated, easily integrated, end-to-end workflow – with decisioning outcomes emerging as quickly as your business requires them.

Our decisioning solution can help negate the need for lengthy, manual credit-application assessments, and reduce costly inefficiencies in the decisioning process.


Our instant decisioning solution can help you:

    • Accurately decision and price each credit offer
    • Reduce risk and provide personalized, instant credit decisions
    • Significantly reduce IT infrastructure costs
    • Quickly take advantage of new markets and channels
    • Ensure regulatory compliance and address consumer and legal inquiries
    • Provide a seamless customer experience

Delivering Better Experiences with Artificial Intelligence

How to exceed customer expectations and improve efficiency with AI and machine learning.

Instant Decisioning

Take An In-Depth Look

  • The depth and breadth of Equifax data combined with Zoot’s world-class infrastructure makes for a powerful solution.

    Brad Jones Retail Banking Leader, Equifax

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