Instant Decisioning


Long credit approval processes slow the sales cycle while opening the door for competitors. Zoot’s instant decisioning solution is a fully automated, easily integrated, end-to-end workflow – with decisioning outcomes emerging as quickly as your business requires them.

Our decisioning solution can help negate the need for lengthy, manual credit-application assessments, and reduce costly inefficiencies in the decisioning process.


Our instant decisioning solution can help you:

    • Accurately decision and price each credit offer
    • Reduce risk and provide personalized, instant credit decisions
    • Significantly reduce IT infrastructure costs
    • Quickly take advantage of new markets and channels
    • Ensure regulatory compliance and address consumer and legal inquiries
    • Provide a seamless customer experience

For Your Lines of Business

Delivering Better Experiences with Artificial Intelligence

How to exceed customer expectations and improve efficiency with AI and machine learning.

Instant Decisioning

Take An In-Depth Look

  • The depth and breadth of Equifax data combined with Zoot’s world-class infrastructure makes for a powerful solution.

    Brad Jones Retail Banking Leader, Equifax

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