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The Best in Financial Technology and More
CBA Live 2024: Key Takeaways
At the end of March, hundreds of bankers and industry leaders flocked to Washington, D.C. to discover key insights and network at CBA Live 2024, the...
Increase Flexibility with Composable Architecture
Are you taking advantage of the flexibility that comes with composable architecture?
Embrace Open Banking [Exciting New 2024 Updates]
Open banking can still be a bit controversial. Banks, fintechs, and other financial institutions (FIs) have typically had what you...
Rising Young Adult Credit Usage Offers Opportunity for Banks
The shifting economic winds require financial institutions (FIs) to consider the opportunities the changing credit ecosystem presents. For FIs,...
Merchant Fraud
Merchant fraud victimizes consumers and financial institutions. Techniques to scam banks and cardholders continually evolve, requiring ongoing...
Banking Evolution: Embracing the Digital Pivot
It has been nearly a year since the coronavirus pandemic upended the world. Every element of our lives has shifted as a result. Work and personal...
Differentiating With Digital Account Opening
In our last blog post, we examined some potential ways you can accelerate digital transformation in your bank or financial institution (FI). In...
A Mixed Bag for Origination in 2020 – Part 1
From national protests to a fraught election cycle to a pandemic that ravaged every corner of our lives,...
Coronavirus and Credit Cards
As the world came to grips with the growing pandemic earlier this year, consumers in the United States were wrestling with more than just the...
Student Loans: Casualty of Covid-19?
Student loans represent a tremendous amount of debt in the United States. As of February 2020, total student loan debt stood at $1.59 trillion,...
Are Auto Loan Borrowers Running Out of Gas?
The financial landscape is changing rapidly, and “auto loans are emerging as one of the hardest-hit categories of credit amid the coronavirus...
Develop Your Digital Strategy for Flexibility & Relevance
In our last post, we noted the importance of reinvigorating and investing in your digital strategy in light of the coronavirus pandemic. While...
Resilience and Resolve in the Face of Uncertainty
There’s no denying that we are facing a time of serious uncertainty. Global fears surrounding the novel coronavirus have led to roller-coaster...
POP, POS, BNPL – Oh My! (Part 2)
In our last post, we examined the growing retail financing market. We noted that credit cards continue to be a significant payment vehicle for...
POP, POS, BNPL – Oh My! (Part 1)
As 2019 draws to a close and Christmas bells are ringing throughout the country, it’s an interesting time to examine the evolving consumer...