by Tim de Taranto | Jun 28, 2022 | Fraud
Neutralizing Fraud- Keep Bad Actors at Bay The explosive rate of fraud attacks shows no sign of slowing. From credit card accounts and health insurance to mobile phones and taxes, fraud schemes cost 42M US consumers over $52B in 2021. Synthetic identity fraud (SIF) is...
by Tim de Taranto | May 25, 2022 | Data Acquisition, Instant Decisioning
CreditInvisibles THE ROAD TO FINANCIAL INCLUSION Learn More Incorporating alternative data sources into the decisioning process can help Financial Institutions develop a win-win financial inclusion strategy. For financial institutions (FIs), consumer expectations...
by Tim de Taranto | May 13, 2022 | Origination
In a recent report, Zoot pulled back the curtain on Gen Z, history’s most diverse and most educated generation.1 It covers everything from their spending habits and learning styles to credit usage and digital preferences. Gen Zs Credit Averse? Hold that Thought...
by Tim de Taranto | Apr 6, 2022 | Origination
Gen Z Credit Aversion- SEPARATING FACT FROM FICTION Gen Z’s financial future is impossible to predict and far from defined. We’ve pulled the curtain back to give financial institutions an up-close look at history’s most diverse and most educated generation. Our...
![[PODCAST] FinTech Innovation: Credit-as-a-Service](https://zootsolutions.com/wp-content/uploads/2022/04/podcast_header-1080x650.jpg)
by Tim de Taranto | Apr 1, 2022 | Instant Decisioning, Origination
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing banks in the U.S. manage 85% of card spending. To diversify the marketplace and respond to consumer demand, Credit/Card-as-a-Service...
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