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The Best in Financial Technology and More
The Financial Literacy of Generation Z
To understand the financial habits and preferences of Gen Z, banks and fintechs must first look at how and where this generation learns about finance.
[PODCAST] FinTech Innovation: Credit-as-a-Service
In the U.S., there are over 500 million credit cards, generating approximately $4T in annual spending. The top ten credit card issuing banks in...
Project REACh: Putting Credit Invisibility in the Spotlight
Millions of people and businesses face structural and cultural barriers to pursuing their financial goals. Economic inequality in the U.S. has...
Open Banking Regulation Review in 2022
Banks, fintechs and other financial institutions (FIs) often have what you could call an “uneasy alliance.” In the US, many FIs are reluctant to...
Current Trends and Expectations in Consumer Finance
A Closer Look at Six Predictions for 2022 As we roll into 2022, the definition of “normal” remains fluid, and “business-as-usual” is anything...
A Mixed Bag for Origination in 2020 – Part 1
From national protests to a fraught election cycle to a pandemic that ravaged every corner of our lives,...
Synthetic Identity Fraud: Hiding in Plain Sight
For banks and other financial institutions (FIs), fraud detection and mitigation is big business. Organizations spend billions every year...
Coronavirus and Credit Cards
As the world came to grips with the growing pandemic earlier this year, consumers in the United States were wrestling with more than just the...
Student Loans: Casualty of Covid-19?
Student loans represent a tremendous amount of debt in the United States. As of February 2020, total student loan debt stood at $1.59 trillion,...
Are Auto Loan Borrowers Running Out of Gas?
The financial landscape is changing rapidly, and “auto loans are emerging as one of the hardest-hit categories of credit amid the coronavirus...
Develop Your Digital Strategy for Flexibility & Relevance
In our last post, we noted the importance of reinvigorating and investing in your digital strategy in light of the coronavirus pandemic. While...
Resilience and Resolve in the Face of Uncertainty
There’s no denying that we are facing a time of serious uncertainty. Global fears surrounding the novel coronavirus have led to roller-coaster...
POP, POS, BNPL – Oh My! (Part 2)
In our last post, we examined the growing retail financing market. We noted that credit cards continue to be a significant payment vehicle for...
POP, POS, BNPL – Oh My! (Part 1)
As 2019 draws to a close and Christmas bells are ringing throughout the country, it’s an interesting time to examine the evolving consumer...